Life Insurance for Couples in Dublin

At GetLifeInsurance.ie, we recognise the importance of protecting your shared future. Life insurance for couples provides financial stability, ensuring that your partner and family are supported in the face of life’s uncertainties. Whether you are looking to cover mortgage repayments, support your family’s lifestyle, or secure peace of mind, we offer policies that make it easy to find the right coverage for both of you.

Joint Life Insurance: One Policy, Shared Coverage

Joint life insurance is a straightforward, cost-effective way for couples to secure their future under one policy. With a single payout upon the first death, this type of policy ensures financial support for the surviving partner and is a popular option for married or cohabiting couples. It’s also generally less expensive than maintaining two separate policies.

  • Single payout to the surviving partner after the first death
  • Generally more affordable than two individual policies
  • Suitable for couples seeking simple and budget-friendly coverage
  • Ideal for those who share significant financial obligations

Benefits of Joint Life Insurance for Couples

Choosing a joint life insurance policy can be beneficial for couples prioritising affordability and simplicity. With a single premium and only one application process, it streamlines the approach to life cover while offering the security of knowing your partner is protected financially.

  • Affordability: Generally cheaper than two single policies, making it suitable for couples on a budget.
  • Simplicity: One application process covers both partners.
  • Faster Payout: The surviving partner is predetermined as the beneficiary, expediting the payout process.
  • Compatibility for Various Couples: Joint policies work well for married and cohabiting couples or partners in business.

Types of Joint Life Insurance Policies

Joint life insurance policies come in various types, allowing you to select coverage that fits your specific circumstances. We offer flexible options to provide the right level of protection for your family.

  • First Death Policy: Pays out a lump sum after the first partner’s death, providing financial support for the survivor. The policy then ends.
  • Second Death Policy: Designed to pay out only after both partners pass away. Commonly chosen for inheritance planning.

How It Works

Working with our trusted insurers

Helping you with life's big changes

Life Insurance

Lump Sum Cash for your family in provides certainty for your family if the worst were to happen

Mortgage Protection

Pays your mortgage in the event of death – peace of mind knowing your loved ones are secure.

Serious Illness Cover

Financial support if you are diagnosed with a serious illness.

Income Protection

Provides income if you are unable to work due to illness or injury.

Why Get Life Insurance?

More Than 200 Families Insured

I’ve always been skeptical of life insurance, but GetLifeInsurance.ie made it extremely easy and reassuring. I even got my parents to sign up. We love this service.
Aoife O'Sullivan
34 years old, Dublin
Life insurance service is a must-have if you want peace of mind knowing your loved ones are protected. Highly recommended and very efficient . Thank you.
Liam Murphy
48 years old, Cork
My family and I bought mortgage protection together and it makes us feel secure about the future. We got great guidance from the team at Get Life Insurance.
Niamh Walsh
28 years old, Galway

Check out the reviews!

We've got you covered

Personalised Recommendation

Get tailored advice to suit your needs.

Lowest Price Guarantee

We ensure you get the best value.

Long Term Relationship

We’re here to support you for the long haul.

Frequently Asked Questions

Joint life insurance covers both partners under a single policy, providing one payout upon the first death within the policy term. Individual policies, however, cover each partner separately and provide two potential payouts, one for each policyholder, offering greater flexibility and continued coverage for the surviving partner.

In most cases, a joint life insurance policy is more affordable than two separate individual policies. Since only one payout is made (upon the first death), joint policies are typically cost-effective and popular with couples who want coverage at a lower premium.

Yes, critical illness cover can usually be added to a joint life insurance policy. However, it’s important to note that if one partner claims for a critical illness, the critical illness cover generally ends for both. Some policies may offer the option to retain the life cover even after a critical illness claim.

If a couple separates, a joint life insurance policy typically cannot be split between the two individuals. In such cases, it may be necessary to cancel the policy and consider individual policies for separate coverage going forward.

Yes, critical illness cover is available as an optional add-on to most life insurance policies. It provides a lump sum payment if you are diagnosed with a critical illness covered by the policy, offering financial support for medical costs, household expenses, or any necessary lifestyle adjustments.

Life insurance policies from GetLifeInsurance.ie offer flexibility to adjust your coverage as your circumstances change. Whether you’re adding new family members, buying a home, or managing different financial responsibilities, you can update your policy to reflect these changes, often without new medical exams.

Joint life insurance is available to any two individuals with a shared financial commitment, not just married couples. Cohabiting partners, business partners, or any two people who want to ensure financial protection for each other can opt for joint life cover.

Get.

Started.

Today!

Join the future of life insurance today. With our secure services, you can protect your family with ease. Get started now!