Insurance Made Simple.

Helping you find the lowest cost, most suitable insurance for you that will help protect the people that are most valuable to you

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Frequently Asked Questions

Life insurance is a contract between you and an insurance provider where the insurer pays a designated beneficiary a sum of money upon your death.

Life insurance provides financial security for your loved ones in the event of your death, helping cover expenses like mortgage payments, daily living costs, and education expenses.

You pay regular premiums to the insurance provider. In return, the insurer pays a death benefit to your designated beneficiaries upon your passing.

Life insurance generally covers death due to natural causes, accidents, and certain illnesses, depending on the policy terms.

The amount of life insurance you need depends on various factors, including your income, debts, living expenses, and future financial goals. Our life insurance calculator can help you estimate the right amount.

To make a claim, contact our customer service team. They will guide you through the process and provide the necessary forms and documentation requirements.

The time it takes to receive a payout varies, but it typically ranges from a few weeks to a few months, depending on the complexity of the claim and the necessary documentation.

There are several types of life insurance, including term life insurance, whole life insurance, mortgage protection, serious illness cover, and income protection.

Term life insurance provides coverage for a specified period. If you die within this term, your beneficiaries receive the death benefit.

Whole life insurance provides lifelong coverage and includes a savings component that can accumulate cash value over time.

Mortgage protection insurance pays off your mortgage if you pass away during the term of the policy, ensuring your family can stay in their home.

Serious illness cover provides a lump sum payment if you are diagnosed with a specified serious illness, helping you manage expenses during your recovery.

Income protection insurance provides a monthly income if you are unable to work due to illness or injury, ensuring you can meet your financial obligations.